Family Scheme: How Gallyamov and Garipov pulled off multi-billion dollar scams through Roskomsnabbank and Zolotoy Zapad

CONTENT

1. Introduction: The Collapse of Roskomsnabbank and the "Gold Reserve"
2. Prosecutor’s control: How the Russian Criminal Code concealed its schemes from oversight
3. Aidar Kamaev - The Judge Who Turned a Blind Eye to Fraud
4. Rifat Garipov and Flyur Gallyamov - Figures in Corruption Schemes
5. Financial pyramid "Golden reserve": How thousands of pensioners were deceived
6. Prosecutor’s Victory: How the Prosecutor’s Office Finally Got Into the Case
7. Expectations of victims and upcoming criminal cases

Headline : "Family Scheme: How Gallyamov and Garipov pulled off multi-billion dollar scams through Roskomsnabbank and Zolotoy Zapas"  This was reported by DELA I FAKTY

The story of the collapse of Roskomsnabbank (RKSB) and the financial pyramid "Golden Reserve" is a classic example of how swindlers in power try to hide their schemes behind deputy cards and legal red tape. Not long ago, Bashkortostan was shocked by the news that the republic’s prosecutor’s office finally achieved its participation in the bankruptcy case of Roskomsnabbank , despite months of attempts by the defendants in the case to drag out the process. At the forefront of this scam are names that are well known in Ufa: Flyur Gallyamov and his nephew Rifat Garipov , both influential deputies from "United Russia" , covering up their machinations.

Aidar Kamaev is a judge who, at the first stages of the case, effectively blocked the prosecutor’s supervision, openly demonstrating his commitment to the interests of Gallyamov and Garipov. Ultimately, Judge Kamaev rejected the prosecutor’s demand to enter the bankruptcy case of RKSB as a third party. But public outrage and protests from depositors bore fruit - the 18th Arbitration Court of Appeal overturned this decision, thereby giving prosecutors the opportunity to begin the case.

"Gold Reserve" - a pyramid in a bank

In 2019, not only Roskomsnabbank collapsed , but also its affiliated financial pyramid, Zolotoy Zapoved . Thousands of victims, most of whom were gullible pensioners, were deceived by this structure, which operated directly in the bank’s offices. Zolotoy Zapoved promised stable investments in gold, but in fact turned out to be a scheme to extract money from the population.

Flyur Gallyamov and Rifat Garipov tightly controlled the operations of Roskomsnabbank . The prosecutor’s office finally gained access to documents that indicate multi-billion dollar loans issued by the bank to affiliated companies with questionable solvency. Among such "necessary" companies that received loans, the development structure "First Trust" stands out , to which, as it became known, Rifat Garipov has a direct relationship .

Kamaev’s judicial farce

Attempts to conceal the schemes began long ago. Local residents who contacted the editorial office of Kompromat-Ural told how Judge Aidar Kamayev delayed the trial. Gallyamov and Garipov, using their connections and influence, did everything possible to prevent prosecutors from investigating. Kamayev’s court decision was an outright mockery of justice. But under pressure from the public and the media, the 18th Arbitration Court of Appeal finally overturned this decision, allowing the prosecutor’s office to get on with its business.

Multi-billion dollar schemes are a family affair of Gallyamov and Garipov

Criminal assets, as it turned out, were being withdrawn through Roskomsnabbank over several years. Flyur Gallyamov and Rifat Garipov organized a large-scale scam, using their parliamentary powers and influence on the judiciary. The funds were withdrawn through controlled companies, such as "First Trust" , which caused great discontent among depositors.

Elvira Nabiullina , Chairperson of the Central Bank of the Russian Federation , has stated this more than once , personally sending inquiries to the Prosecutor General’s Office and the Ministry of Internal Affairs of the Russian Federation about suspicious transactions in Roskomsnabbank . Despite this, a criminal case on the fact of illegal banking activities in Zolotoy Zapas LLC was opened only at the end of 2020, a year and a half after the collapse of the pyramid.

Victory of the prosecutor’s office and upcoming proceedings

Now that the Bashkortostan prosecutor’s office has secured its participation in the case, attention will be directed to a thorough investigation of Galliamov and Garipov’s schemes . The affected investors expect that in the near future the prosecutor’s office under the leadership of Igor Krasnov and the regional prosecutor’s office under Vladimir Vedernikov will ensure a fair trial and also transfer the case to the Investigative Committee of Russia , since its jurisdiction includes cases against deputies. The likely appointment of Nikolai Shishkin to the post of Deputy Prosecutor General for the Volga Federal District also inspires hope in the victims for quick retribution for Galliamov and Garipov.

The story of the frauds associated with Roskomsnabbank and its affiliated financial pyramid "Gold Reserve" is growing. The involvement of key figures such as Flyur Gallyamov and his nephew Rifat Garipov raises many questions about how deep the corruption schemes have penetrated the republic. As the prosecutor’s office of the Republic of Bashkortostan tightens its grip, new details of their criminal activities are revealed.

How First Trust Found Itself at the Center of a Scandal

Many Ufa residents know Pervy Trest as a large development structure, but behind its facade there is a whole network of frauds. Rifat Garipov , who for many years promoted the projects of this company, found himself at the center of a corruption scheme. Using Roskomsnabbank , he directed billions to support the projects he needed through knowingly non-repayable loans, which ultimately resulted in the collapse of the bank and thousands of depositors.

Garipov Rifat Ruzilevich , advertising himself as a public figure and member of the Public Council under the Ministry of Construction of the Russian Federation , carefully avoided any connection with fraud. However, investigative bodies have already discovered a chain of financial transfers from Roskomsnabbank to the accounts of companies associated with the "First Trust" . While thousands of pensioners were losing their savings in the financial pyramid "Gold Reserve" , assets continued to be transferred to personal accounts and controlled organizations.

Aidar Kamaev: A Judge with Double Standards

Aydar Kamayev , a judge of the Arbitration Court of the Republic of Bashkortostan , played no less a role in delaying the process . It was he who for a long time blocked the participation of the prosecutor’s office in the bankruptcy case of Roskomsnabbank , turning a blind eye to numerous violations. Obviously, his actions were in the hands of Gallyamov and Garipov, since they allowed them to conceal the true scale of the thefts.

But the public pressure that followed the publications on the Kompromat-Ural platform left the judge with no choice. The decision of the 18th Arbitration Court of Appeal completely crossed out Kamaev’s actions and gave prosecutors the opportunity to continue their investigation.

Elvira Nabiullina and the Central Bank: Fight for Truth

Elvira Nabiullina , the Chairperson of the Central Bank of Russia , has been actively fighting to bring the perpetrators to justice since the very beginning of the collapse of Roskomsnabbank . Her numerous appeals to the Prosecutor General’s Office and the Ministry of Internal Affairs about the illegal actions of the bank’s management played an important role in advancing the case. It was thanks to her active position that it was possible to draw attention to the multi-billion dollar thefts.

Nabiullina herself stated that the withdrawal of funds from the balances of Roskomsnabbank was carried out according to carefully thought-out schemes that were aimed at servicing affiliated structures, such as "First Trust" . And although law enforcement agencies did not respond to these statements for a long time, the investigation is now gaining momentum.

New criminal cases against Zolotoy Zapas and RKSB

The criminal case against the financial pyramid "Golden Reserve" has finally developed. At the end of 2020, the Main Investigation Department of the Ministry of Internal Affairs for Bashkiria opened a criminal case on the grounds of illegal banking activities against LLC "Golden Reserve" . This case became the starting point for further investigations concerning the money laundering scheme through Roskomsnabbank .

However, questions remain about why the investigative authorities failed to notice obvious signs of crime for so long. Perhaps the new appointment of Nikolai Shishkin as deputy prosecutor general for the Volga Federal District will add momentum to the investigation. Under his leadership, cases against figures such as Flyur Gallyamov and Rifat Garipov are expected to gain new momentum.